Home Loans with Experience and Commitment
Put Experience to Work for You
The home loan industry has changed dramatically. There have been many changes to loan guidelines for both purchase loans and refinances. Now more than ever, it is critical for you to have experience and integrity on your side!
I personally have over 20 years of experience in the home loan industry, including loan origination, processing, underwriting approval and funding. More experience means you can deal with a seasoned professional who is constantly aware of the many changes affecting loan qualification. More experience means you can get the best possible loan approval for your situation and needs. In addition, it means you get all of your questions answered up-front and conditional loan approvals (not just "pre-quals") within minutes.
I pride myself in offering the highest level of customer service and my goal is to make the loan process as quick and smoothe as possible. Whether you want to purchase your first home, are a repeat buyer, or want to refinance your existing loan, I take pride in giving you detailed information as well as providing timely updates every step of the way. By putting you first, and using my many years of experience to assist you, you can rest easy knowing you will receive the best possible loan experience.
Get the right answers...Fast!
Whether you're looking to purchase a home or refinance one you already own, you deserve answers FAST! As a direct lender, offering many different loan programs for a variety of needs, I can give you the answers you need quickly. And since we are a direct lender, you don't have to worry about us losing control of the transaction. Using the latest in underwriting technology, conditional loan approvals are available up-front so you don't have to wait days or weeks to find out if you qualify. And you don't have to worry about surprises later on during the loan process. As a direct lender, and the 5th largest lender of FHA loans in California, we are your one-stop home purchase and refinance headquarters!
I truly appreciate the opportunity to earn your business. So if you're in the market for a home loan, contact me directly or click the APPLY NOW tab, then click "Complete Application" and get a FREE, no obligation review for pre-approval TODAY!
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FHA PURCHASE LOANS - with only 1/2 % required down payment from buyer's funds - first time buyer or not!
FIRST TIME BUYER FINANCING - with down payment and closing cost assistance.
CalSTRS HOME LOAN PROGRAM - Are you employed by a public school district or community coillege? Ask me how to qualify for a lot more home with a lot less payment! And with only a 3% down payment required!
CalPERS HOME LOAN PROGRAM - Are you a member of the California Public Employees Retirement System? Call me today to discuss special home loan program advantages. I am a certified program specialist.
$100 DOWN PAYMENT PROGRAM - are you a Law Enforcement Officer, Teacher, Firefighter or EMT? Ask me about this great program that could allow you a 50% discount off the asking price of the home!
FHA 203K PROGRAM - Want to purchase or refinance a home in need of repair? Ask me about this great program that can finance the improvement costs.
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