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  Zero DownA Zero Down loan is good when you don't have enough cash to make a down payment and pay your closing costs on the purchase of your home. Zero down programs allow you to buy your home now, instead of waiting to save enough for a down payment. First Mortgage Corporation has many Zero Down payment options for both First Time Home-buyers and repeat buyers.Also, many of our Zero Down programs have reduced PMI* saving you money in your monthly loan payment and potentially affording you more home. In addition, some zero down programs allow you to borrow 3 to 8 percent of the purchase price to pay your closing costs. What is PMI*? PMI (Private Mortgage Insurance) is an additional charge you pay if you make less than a 20 percent down payment. This insurance policy protects the lender in the event of a payment default or foreclosure, and the loan is not paid off in full. The PMI payment is part of the required monthly loan payment to the lender. The amount of the additional payment varies. Contact me TODAY for more details or to find out if you may qualify for any of these programs.  First Mortgage Corporation - 15040 7th Street - Victorville, CA 92395 Office Phone: (760) 962-6860 x19 Cell Phone: (760) 403-6335 :: APPLY NOW :: Loan Programs :: Purchasing :: Zero Down :: Refinance :: Manufactured Homes :: Reverse Mortgages :: Loan Definitions :: Loan Process :: FAQ :: Forms :: Contact Me :: About Us :: Tell-A-Friend :: Submit Testimonial :: Calculators :: Request Loan Status :: Credit Report :: Marketplace :: Home :: We lend in the following states: CA, AZ, NV, WA & OR Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. All loans subject to review and approval. 
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